Member Service Representative (Full-Time) Long Beach ID - 14013
About the position
The Member Service Representative at Navy Federal Credit Union is responsible for providing a comprehensive range of banking products and services to members and prospective members. This role involves performing moderately complex banking functions under supervision, assisting members with various account-related inquiries, and training lower-level team members. The position emphasizes effective communication, problem-solving, and compliance with financial regulations.
Responsibilities
- Analyze, research and resolve problems and discrepancies related to member accounts/loans
- Assist members with submitting consumer/mortgage/equity loan, overdraft protection and credit card applications
- Counsel current and prospective members about Navy Federal's products and services
- Ensure cash and other negotiable instruments are handled properly
- Identify opportunities to cross service products and increase product penetration
- Perform platform banking functions
- Assist level I team members
- Understand and comply with federal and other regulations relating to financial products and services
- May assist with Branch Office vault opening, closing and balancing procedures
- May serve as a Branch Office and/or ATM vault custodian
- Perform other duties as assigned
Requirements
- Ability to work independently and in a team environment
- Working knowledge of savings and checking products, accounts and services
- May be required to participate and complete specialized training (in Business Services, IRA, MLO, notary, etc.), per business need
- Effective active listening skills to accurately respond to inquiries and account requests
- Effective organizational, planning and time management skills
- Effective research, analytical, and problem solving skills
- Effective skill building effective relationships through rapport, trust, diplomacy and tact
- Effective skill exercising initiative and using good judgment to make sound decisions
- Effective skill maintaining composure in a high production and changing environment
- Effective skill navigating multiple screens and PC applications and adapting to new technologies
- Effective skill performing mathematical calculations and working accurately with numbers
- Effective verbal and written communication skills
Nice-to-haves
- Experience in member/customer service preferably in a call center, retail banking or financial institution
- Experience in working in a credit union environment
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Benefits
- Highly competitive pay
- Generous benefits and perks